房屋

当地时间11月24日，迪拜酋长国最大的企业"迪拜世界"宣布，将推迟6个月偿还债务，令全球金融市场为之巨震。

首先是股市，美国三大股指分别下跌了1.48%-1.73%，亚太股指更是一片惨淡，日本跌3.22%，香港4.84%，韩国4.69%，上证综指2.36%。然后是资源市场。金价、油价分别重挫了1.1%和2.4%，白银则下跌了2.5%。与此相反，美元汇率绝地反弹，美国国债由滞转旺，原本在"经济已经触底回暖"乐观情绪激励下旺盛的投机情绪，仿佛顷刻间荡然无存。迪拜到底发生了什么？

迪拜："建筑在沙滩上的魔幻城堡"

房地产和基建项目造就了这一沙漠中的魔幻城堡。

continue

Possibly Related Posts:

• 美国《华盛顿邮报》:西方对中国经济的五个误解
• 2010 forecast: The Optimist vs The Pessimist
• Ontario new home buyers to get partial HST rebate
• 美众议院高票通过高额奖金税法, 支付高达90%的税
• Warren Buffett to CNBC: Economy Has "Fallen Off a Cliff"

Ontario’s Liberal government embarked Friday on a costly climb-down from part of its plan to harmonize the provincial sales tax with the GST, promising rebates of up to $24,000 for all new-home buyers, even if they purchase a multi-million dollar mansion.

Originally, the rebates first announced in the March budget were to apply only to new homes costing $400,000 or less.

They were intended to offset the fact the new 13 per cent harmonized sales tax would apply to new homes, which are currently exempt from the eight per cent PST.

However, all new-home buyers will now qualify for the PST rebate on the first $400,000 of the purchase price, regardless of the final cost.

continue

Possibly Related Posts:

• 2010年与税务相关的几个重要日期
• 2009年底个人理财贴士(TIPS)
• 迪拜神话破灭: "房地产GDP"是罪魁
• 美众议院高票通过高额奖金税法, 支付高达90%的税
• Tax Tips for people employed

When you’re shopping for a mortgage, many lending institutions offer you mortgage insurance as well.

However, you should look carefully before signing on the dotted line. Otherwise, you may find yourself locked into a policy that does more to protect your lender than you.

A better alternative may be personal life insurance. Life insurance doesn’t insure your mortgage, it insures you. After all, you’re the one making those mortgage payments.

With personal life insurance, you can also plan to meet more of your family’s needs.

Protect your home, not your lender

Here’s a closer look at how personal life insurance compares with the mortgage insurance offered by most lending institutions.

continue

Possibly Related Posts:

• 迪拜神话破灭: "房地产GDP"是罪魁
• Ontario new home buyers to get partial HST rebate
• London Life 参与分红终身保险账户最新财报
• How do Tax-Free Savings Accounts fit with life insurance?
• 加拿大十大保本基金（Top 10 Segregated Funds）