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免税账户(TFSA)与退休储蓄计划(RRSP)优势比照

Posted by AIOsolution.com

TFSA VS RRSP

TFSA

RRSP

Minimum age

18 years old(Canadian)

No minimum

Age limit for contributions

No limit

Year of 71st birthday

Contribution limit

2009: up to $5,000 (indexed in subsequent years)

2008: Up to $20,000

Limit as a % of income earned

No limit

18%

Carrying forward of unused

contribution room

Annual

Annual

Replacement of withdrawn amounts

Yes

No

Tax deductibility of contributions

No

Yes

Tax on Income

No

No

Tax on withdrawals

No

Yes

Impact on Government benefits-

(OAS, GIS)

No

Yes

Using assets as security

Yes

No

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Category : 免税账户(TFSA) / 退休储蓄计划(RRSP)

3 Responses to “免税账户(TFSA)与退休储蓄计划(RRSP)优势比照”


Jason February 25, 2009

谢谢归类总结。

sup February 27, 2009

Could be better. Why not include the explaination of TFSA?

Gordon February 27, 2009

sup :

Could be better. Why not include the explaination of TFSA?

Thanks for your suggestion.
I just activate related post plugin and can be solve your question. Now it’s better. Thank you.